BankStream is the all-in-one platform that streamlines commercial lending, empowering lenders and clients alike.
BankStream helps you deliver a digital experience the clients expect.
We provide a white-labeled commercial loan application and management platform that lenders can offer directly to their customers.
A new generation of clients is here.
Features
Origination
BankStream offers a seamless origination process—from an AI-powered loan application and document collection to bank-specific smart suggestions that match clients with loans they qualify for, based on criteria set by the bank.
1
Commercial Loan
Applications
Quickly identify the right loan for the right client on any device, online or in the branch
Features
Servicing
BankStream provides a white-labeled portal where clients can access their loans and key information such as current balances and available credit. They can also request credit releases and renew loans directly through the portal, enhancing the overall customer experience.
2
Servicing
Portal
Offer an online portal that provides clients with the information they need
Features
Data & Document Collection
When a client uploads their loan documents, a complete loan file is created automatically—organized, data-validated, and formatted to meet all requirements. The system pulls key data, checks for consistency, and flags any missing or incorrect information in real time, ensuring a fast and stress-free experience for everyone involved. From structure to detail, every element is handled—so you have exactly what you need, right when you need it.
3
Document Collection
Use Templates to request specific documents from all entities on a loan in one click
Features
Capital Markets
BankStream has developed an auto-decisioning model that uses loan eligibility criteria set by your bank, and alternative institutions, to streamline product matching and program acceptance. Submitted documents are algorithmically organized and filed based on predefined acceptance criteria—eliminating the need for receiving institutions to re-originate the loan.
4
Capital
Marketplace
Match clients with the best terms available and grow your portfolio.
Features
Our platform
emphasizes security.
BankStream is SOC2 Type 2 complaint, maintaining bank level security so client information stays secure.
HIGHTLIGHT
With compliance
built-in
Never stress about new regulations changing reporting requirements... with BankStream we got you covered. BankStream tackles reporting through automation ensuring you stay compliant with regulations such as 1071.
Our Vision
BankStream is on a mission to provide the lending industry with the innovative fintech its participants have been asking for.
Relationships shouldn’t come at the expense of efficiency, transparency, or certainty. We envision a future where clients can access modern financial services while still benefiting from strong, in-person lender relationships.
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